Frequently Asked Questions

1. We’ll collect basic information about you and your property as well as necessary information that impacts your risk profile.
2. We’ll shop the insurance marketplace using risk management tools and proprietary systems to match your situation with the best combination of coverage and cost.
3. We‘ll present your options, bind your policy, and collect your first payment on behalf of the carrier(s).

No, you won't owe us anything! Insurance companies pay us a portion of their initial premiums when we bind policies for our clients. Our quotes are completely free. We do not represent any single insurance carrier so we only provide unbiased policy recommendations for each risk profile.

The insurance company, or carrier, is the company listed on your policy. They price and manage your policy as well as pay out claims when an insured event occurs. As an independent agency, we work with numerous insurance companies to match you with the best combination of coverage and cost.

Yes. We are licensed insurance professionals offering insurance products for home, auto, and more.